Depends on the Need

I rate four stars based on my needs. I created a sub account. This I give 5 stars. I wanted a card my daughter could use and I could provide funding. This was a VERY SIMPLE PROCESS. The ease of use to transfer money from my account to sub account is just a swipe of the finger. You can set up a low balance alert that lets you know when funds drop below a certain dollar amount. To add funds to main account is fast and easy from your bank debit card. To transfer from bank account not using debit card takes a few days. Just a couple of downsides that would be nice to not have are: to add more then one bank funding source and debit card, to have a better warning when locking sub account. ( mine some how got locked by accident. Embarrassing for my daughter as card was declined). If these to concerns were addressed Id have to give a five star for my needs being met.

Trailwinder50 about Serve, v4.0.0.26